👋 Welcome to Digital Identity!

Check Your Bank Account Statements Regularly

This week’s tip is a reminder to check your banking and credit card accounts regularly to ensure there are no unauthorized charges or withdrawals. If you receive paper statements, shred them before throwing them away. If you use an app or another means of accessing account information, make sure access is secure. Don’t rely just on notifications you might have set up to alert you to issues. Monitor wisely.


Recent events have seen an increase in the use of online shopping, mobile payments, and online banking, it’s more important than ever to watch your financial accounts for possible fraud.

Comments

Post a Comment

Popular posts from this blog

👋 Welcome to Digital Identity! Hello and welcome to my brand new tech blog!  I created this space to make technology simple, practical, and relevant especially for us here in Ghana 🇬🇭. Technology is changing everything: the way we work, learn, worship, and even how we send money. But at the same time, many people feel left out, confused, or even unsafe online. That’s why I’m here to break down complex tech into everyday language and provide tips that anyone can use. 🌍 What You Can Expect Here On this blog, I’ll be writing about: • Cybersecurity for everyday life protecting yourself from MoMo fraud, WhatsApp hacks, and online scams. • Simple how to guides  step-by-step tutorials on phones, apps, and tools. • Tech trends in Ghana – from digital payments to smart farming, and how they affect us. • Inspiration & opportunities – how technology can help churches, small businesses, and individuals grow. Let’s start with something practical: 5 Quick Ways to Sta...
Read more
  👋 Welcome to Digital Identity! Using AI Applications and Data Privacy As AI applications become more integrated into our daily activities, it’s crucial to be mindful of data privacy. Here are some tips to protect your data when using AI technologies: Limit Data Sharing:  Be cautious about the data you input into AI applications and avoid sharing sensitive information unnecessarily. Know your Data Classification:  never put sensitive or protected data into a public generative AI tool; even be very cautious of what you input into a private tool. You might know how un-private it could be.  Understand Permissions:  Review the permissions requested by AI applications and ensure they are necessary for the app’s functionality. Stay Informed:  Keep up-to-date with best practices for data privacy and AI usage. Use Trusted Sources:  Only download AI applications from reputable sources to reduce the risk of data breaches. By following these guidelines, you can...
Read more
  👋 Welcome to Digital Identity! One-Time Password (OTP) is a temporary, unique security code sent to a   user's registered device to authenticate a single login or transaction, providing an additional layer of security beyond a static password. OTPs act as a form of multi-factor authentication, verifying that the person performing the action is the authorized user, and are used to protect sensitive online activities like banking, e-commerce, and account changes. The code is valid only for a short period or a single use, after which it becomes invalid, effectively preventing unauthorized access and fraud.   How OTPs Work Action Trigger:   When a user attempts a sensitive action (like a login or transaction), a request is sent to generate an OTP.  OTP Generation:   The system generates a unique, time-sensitive code, often 4-6 digits long, or sometimes alphanumeric.  Delivery:   Th...
Read more